By Keith Dunnagan, Senior Transaction Attorney

In case you did not know, BPE Law Group, provides sophisticated legal services involving commercial real estate transactions. This representation includes the areas of acquisition, disposition, joint ventures and finance transactions.

Recent representative matters include the representation of sellers of approximately 30 acres of development land, refinance and joint venture of senior facility in excess of $20M, multiple purchase and sale transactions between $300k and $1.5M, commercial leasing of office, retail, hospitality and restaurant space and many other projects.

Keith Dunnagan at our law firm practices exclusively in the area of commercial transactions and finance. If you have any questions, you can reach him at 916-966-2260 or by email.

Keith will be writing a blog series on commercial finance. Below is a look at what is next to come. As lending markets have relaxed and with interest rates still at historical lows, financing of commercial projects has never been better and there is a loan for nearly every project. You just have to find the financing and understand the financing.

Over the next few weeks, we will look at topics that include sourcing funds for a project or business. You may not know it, but there is a variety of sources of money available to finance projects. Some of these sources include conventional financing through local banks and institutions, financing through investment groups, pension capital, government backed financing through the SBA programs or government sponsored programs such as EB-5 lending. Each of the available sources of funds comes with its own set of risks, benefits and responsibilities. For the borrower, it is imperative to understand your funding source, so that you understand your requirements. Once you have your funding source available it becomes about the real world practicalities and legal issues involving obligations on promissory notes, what is an environmental indemnity and what does it do or rather require of the borrower, guaranties (carve-out or full guaranty, payment or collection guaranty) and security instruments, after all your lender wants to be protected. Stay tuned as we walk through commercial finance over the next several weeks.

This is just the surface of a commercial finance transaction but should provide the borrower with some of the background they need when contemplating a business loan transaction.  If you have more questions ro need help with your commercial project, you can reach Keith at or call him at our office 916-966-2260.

BPE Law has been assisting our clients with their real estate, business, and estate planning needs ever since we started doing business. We’re active in the communities in which we live and in protecting and assisting our clients legal interests.  If you have legal questions, give us a call at 916-966-2260 or e-mail me at  Our flat fee consult for new clients may get you the answers you need for the questions you have.

 The information presented in this Article is not to be taken as legal advice. Every person’s situation is different. If you are facing a legal issue of any kind, get competent legal advice in your State immediately so that you can determine your best options.